Payday loans are high cost loans

In Manitoba, the maximum allowable charge for a
payday loan is 17% of the principal amount of the loan.

For a $300 loan for 12 days:
Total cost of credit = $51
Annual Percentage Rate = 517%
The total that must be repaid is $351.00

This information meets the requirements of the Manitoba Consumer Protection Act.
License Number: 81542


Cost of Borrowing
Ontario Resident Agreement

Maximum charges permitted in Ontario for a payday loan:
15% of the principal
We charge: 15% of the principal

For a $300.00 loan for 14 days:
Total cost of borrowing = $45.00
Annual Percentage Rate = 391.07% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act

Ontario License Number: 4741357
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Maximum charges permitted in Manitoba for payday loan: 17% of the principal. We charge: 17% of the principal. For a $100 loan for 12 days: Total cost for borrowing = $51 Annual Percentage rate = 351.00%


in Winnipeg, Dauphin, Morden, Portage La Prairie, Selkirk, The Pas, Winkler, Steinbach, Thompson.

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Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
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Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Manitoba
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Safe & Secure

Completely confidential and secure, guaranteed! We use the same high security standards like the banks.

Expert Support

Our support staff. Always ready and available to answer any questions that you may have to ensure you get the loan you need.

No Hidden Fees

Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.

Flexibility

Your interest fee is unchanged, whether it’s better for you to pay in 1, 2 or 3 equal repayments.

Transparent

Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.

Fast

You’ll know instantly when you’re approved for your loan and what repayment schedule of 1, 2 or 3 installments best suits your needs.

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Apply immediately

Getting a loan has never been easier – or faster. We’ll need some personal background info, then just choose your loan amount and repayment plan. Then you’re good to go.

2.

Know immediately

There’s no fuss in the process. You’ll be immediately informed if you qualify. All that is left is to sign your electronic contract.

3.

Receive money

Any time, day or night, your loan will be e-transferred to you in just 5 minutes!

Fast And Flexible

Everyone’s financial challenges are a little unique to them. Including yours!

You can pay back your loan on your next payday in a single installment.


Or use our flexible repayment plan, though, allows you to pay 2 or 3 installments, of equal value. You have more time to repay, with no extra fees or interest charges.


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Yes, it’s true: 1, 2, or 3 payment installments all for the same interest charge!

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Maximum charges permitted in Manitoba for payday loan: 17% of the principal. We charge: 17% of the principal. For a $100 loan for 12 days: Total cost for borrowing = $51 Annual Percentage rate = 351.00%


in Winnipeg, Dauphin, Morden, Portage La Prairie, Selkirk, The Pas, Winkler, Steinbach, Thompson.

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